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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Car Accident? Go For Settlements "Eeeekkk... CRASH!" And there goes your brand new red sports car, along with the stuff in your car trunk, and, well, your limbs.... No, this is not merely a scene from some tear jerking melodramatic movie. This is a car accident, and a car accident is something that can happen to you any time. When it comes to a car accident, what is the best thing to do? Check out your settlements! The Scoop On: Car Accident Settlements First things first, here's the question: what are car accident settlements? Car accident settlements are basically the product of a security or insurance contract with regard to the event of a car accident. Settlements are the fulfillment of the terms stipulated in an insurance contract. Settlements may either be in the form of traditional settlements or electronic settlements. What's the difference? Read on: Traditional Settlements - this is a form of settlement that is largely dependent on physical documents such as certificates, papers, and forms. If your security contract states that its terms are to be settled the traditional way, it usually means that you will get a paper check payment for any casualty you may incur, such as a death, natural calamity, or accident. Electronic Settlements - this kind of settlement, on the other hand, is a securities settlement system that is fulfilled through the use of computer technologies. In an electronic settlement system, you as the client are likely to be holding an account with the insurance company of your choice. This account contains information as per the coverage of the insurance you availed from the company, as well as how your settlements will be. So, how are these two kinds of settlements relevant to the issue of car accident settlements? Basically, it tells you how you are going to get paid come the time when you do get involved in a car accident - it's either that a close relative of yours will have to fix your paper documents with the insurance company, or they will just have to contact your insurance company, check through your account, and get your car accident benefits settled in just a moment's notice. Safety Concerns Apart from the benefits that you will get from a car accident settlement, chances are, you're also concerned of the security of the documents you have with the insurance company. Of course, a car accident settlement costs money, too. You may have even spent years banking up on the amount that will be used to cover for the damages incurred if by chance you do get into a car accident. Now, if your papers' safety really matters for you, I do suggest that you go for the electronic form of settlement. That is because this is basically more innovative, while your papers may risk getting lost with the traditional settlement arrangement. Also, traditional settlements tend to come with more paper requirements. At least, with the electronic arrangement, usually all you have to do is key in your information on their database. Why You Need to Review Your Insurance Portfolio Consumers of insurance are often unaware that their insurance needs are constantly changing. While there may be numerous circumstances and events that may lead to this. It is only logical to conclude that you should reevaluate your insurance coverage as years roll by. As a rule of thumb, you should revisit your insurance portfolio annually to keep up with ever-changing predicament and dynamism of life. There are many reasons why you should revisit your insurance portfolio from time to time. Here is a checklist of what you should look for when reviewing your insurance portfolio: • You just moved into a new home, condo, or apartment • You bought a new car or additional one • You just got married, divorced, birth or adopt a child • Some relatives moved in with you • You or your spouse changed job or one of you lost his/her job. • You become self-employed or start your own business This is not an exhaustive list and there are lots more but anytime there is a change in your family or lifestyle it can impact your insurance needs tremendously. It is known fact that financial commitment increases with time or when a new member joins your family. You may need to adjust your insurance policies to fit your current circumstances, for instance, if you are single with no children your insurance need will not be much. Couples with kids should consider some form of permanent insurance which is useful for providing a death benefit to survivors but this type of insurance is expensive and not every couple need this type of coverage. It doesn't matter what your circumstances are you need to rethink your insurance needs. Your current coverage may not be sufficient to cover your insurance needs in a year or two. As every year presents its own challenges, you must adjust your coverage accordingly. To better prepare for all these, at the beginning of each policy year, it is advisable that you reevaluate your insurance needs. You can also purchase a new policy to complement those already in your portfolio. Eliminate what you don't need anymore, for instance when your kids are grown and the mortgage is paid off, then your insurance policy may have outlived its purpose. So it's either you let it lapse, cash it in or repurpose it for a new coverage. All these factors and changes are the reasons why you should always review your policy at least once a year and making sure that you on a safe side. You don't know what life may throw at you tomorrow, so you have to be prepared and get your insurance in other. Why you should always consult your insurance broker Your insurance broker is in the best position to advise you on a wide range of products available on the market. Once your broker assessed your individual needs he/she can find you the right coverage at a competitive price. Assessing your insurance coverage frequently is one the smartest financial move you can make to help you eliminate the possibility of staying underinsured.
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