Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
A Look at the Factors That Influence Accident Insurance Impact
It is usually the job of a claims adjuster to investigate an accident to help the insurer determine the exact accident insurance impact. They will find out the details of the accident and then based on their findings, the insurer will determine what hike in your insurance premium is necessary. The good news is that not every accident results in the insurer hiking your premiums.
In fact, there are numerous insurers that have a policy that they call accident forgiveness. Such a plan allows the driver to get a pass after their first car crash. Other insurers might take a different approach by not increasing premiums in case the cost of paying for the damage from the accident does not exceed one thousand dollars.
The most common method used by the insurer (claim adjuster) to determine the extent of accident insurance impact is to look at who was at fault for the accident. If you were not the one that caused the crash then it is quite possible that the insurer will not hike the premium rates. So, if your vehicle was rear ended then there is no need to worry about having your premiums hiked.
Also, if you have not received a traffic citation as a consequence of being involved in a car crash, the insurer will not believe that you were the one that caused the crash. It can also be that the car crash has been caused because of the fault of both drivers. In this case, it is almost a certainty that each driver will have to pay a higher insurance premium.
Injuries caused to a driver or to passengers as consequence of the car crash will certainly mean a negative accident insurance impact. You will in all probability have to pay a higher premium. This is because medical payments are a huge expense and so the insurer needs to protect themselves against such costs. Therefore they will ask you to pay more to have your car insured.
If you were driving in an intoxicated state and you met with an accident then the accident insurance impact is going to be very severe and bad for you. Your premiums will go up if you have been found to have been driving in an intoxicated state or if you have taken drugs. This is considered a major violation and the impact on your insurance costs is going to be high and not good for you.
What Should You Do After a Car Accident
Life is full of risks and driving is no different. There are millions of car accidents across the America in any given year with many accidents resulting in severe damage to the vehicle, and even injury or death to occupants or pedestrians. Obviously our goal is to avoid accidents but in many cases there is just nothing that can be done to keep yourself from being a part of a car accident.
So you were unable to avoid the accident, so now what do you do?
Have an emergency kit: Make sure the kit is easily accessible, keep it in the glove box or center console. A few things you should have in the kit are; flashlight, cones or warning triangles, cell phone, pen and paper, disposable camera, important medical information, and emergency contact information. You may also want to include a first aid kit with basic bandages, disinfectants, scissors, and water.
Move cars to safe area: After it has been determined that there are no serious injuries make a reasonable effort to clear vehicles from traffic lanes or any dangerous locations for either occupants or emergency responders.
Exchange driver information: Unless it is determined that there is no damage or injuries it is normally advisable to notify the police. By calling the police there will be official documentation of the accident and what occurred and most importantly what did not occur. If you decide to not call the police remember that it will now be your word against theirs and if they decide to tell a different story to their insurance company it will become very difficult to collect deserved damages. Even in the event you are fault it may be in your best interest to have the policy diagram the accident and take statements from the parties involved to prevent changes to the story in the future. In addition in most states the police will perform a driver information exchange and verify the identities and insurance coverage for you.
Document the accident yourself: Use the pen and paper and camera in your emergency kit to document the accident. This can help your case if the other parties story changes. Make sure to diagram the accident and take pictures of damaged areas of the vehicles.
Contact your insurance agent: Hopefully you have insurance. If you do then this would be the time to call your agent and explain the accident. Depending on the company and details of the accident the agents advice may be different but it is important to speak with your agent and understand how the claims procedure will be handled.
The experience of a car accident is never enjoyable no matter how minor, but knowing what to do after the accident can save you time and make the event just a little easier. Remember that although the other person may seem trustworthy and honest you need to ask yourself if your willing to bet thousands of dollars on your first impression of someone you don't know. Always get the other drivers information and in most cases contacting authorities is the smartest thing to do.
Good luck and drive safe!
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